Screening and Escalations Senior Payment Analyst

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About the role

Trust unlocks our greatest potential. For decades, the clearing of payments remained unchanged and unchallenged. We asked, what if there was a better way? What if we could make banking infrastructure faster, safer, more reliable, and easier to access for all? Here is where you can think radically and responsibly to find the best solution. What happens when you know you’re inherently trusted? Trust creates safety. Safety encourages you to be brave, to challenge, to fail, to try new things and to execute. At ClearBank everything revolves around trust. We’re not expected to earn it, but we are expected not to break it. We’re trusted to own it. To solve issues in the moment. To know a good risk when we see one, and the judgement to know that ‘can’ doesn’t always mean you ‘should’. What you can expect: ClearBank is a place where you can do things differently and challenge the status quo. We will give you a high level of autonomy and transparency, and we trust you to make the right decisions for the bank. If that excites you, how about joining our 1st line Financial Crime Operations team as a Screening and Escalations Senior Payment Analyst? Reporting into the Senior Manager, FCO Screening & Escalations you will be responsible for the oversight and investigation system-generated payment screening alerts. You’ll act as a subject matter expert for payment screening across our client base. You’ll also have an excellent understanding of financial crime typologies and detection methods and share this knowledge with Analysts within the team. This role is critical in ensuring our compliance with anti-money laundering (AML) regulations and protecting the integrity of our financial systems. You’ll be raising concerns and providing ideas, engaging with clients, and making informed decisions with your sound knowledge of payment services; excellent technical and regulatory knowledge across financial crime and sanctions within the UK and EEA, including reporting requirements, and you’ll have a firm understanding of how to identify and mitigate risks within a business. Your role includes: • Analysing and investigating system-generated alerts related to payment screening. You will use existing information or request information from clients and 3rd parties to support discounting of the alert. • Analysing transactions to identify suspicious activities and potential money laundering risks • Assessing internal and external intelligence to identify financial crime risk and escalate as appropriate. Where relevant you will raise internal Suspicious Activity Reports (iSARs) • Ensuring all investigations and processes comply with relevant AML laws and regulations • Acting as a first point of escalation for Payment Screening Analysts • Managing escalations and senior management conversations in both first and second lines of defence • Allocating tasks, assisting in oversight and prioritisation to ensure any deadlines are met • Staying up to date on the latest AML trends, emerging typologies and best practices to enhance the effectiveness of our screening systems • Maintaining detailed records of investigations and ensuring timely resolution of cases • Following ClearBank procedures & standards, raising and escalating relevant reports where required to ensure compliance with relevant AML laws and regulation What you’ll bring: To excel in this role, you’ll also need: • Solid and demonstrated experience in AML, financial crime investigations, or a related field • Strong knowledge across all forms of sanctions typologies e.g. Trade Sanctions, dual use goods, Personal and Professional enablers, payments involving complex structures • Good knowledge of sectors such as money remittance, electronic money, and cryptocurrency firms would be beneficial • S

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