Financial Services Regulatory Lead H/F

Are you looking to have an impact on the daily life of millions of entrepreneurs in France (and tomorrow in Europe)? Are you looking for a work environment that values trust, proactivity, and autonomy? Then Pennylane is the right place for you !   Our vision We aim to become the most beloved financial Operating System of French SMEs and Accounting Firms (and soon, European ones). We help entrepreneurs rid themselves of time-consuming tasks related to accounting and finance while providing them with access to key financial information to assist in making the best decisions for their business.   About us Pennylane is one of the fastest growing Fintechs in France (and soon to be in Europe!)   In 5 years of existence, we’ve managed to : 💻 Make ourselves known as a groundbreaking accounting and financial software for small businesses and their accountants 💰 Raise a total of €400 millions, including from Sequoia, the famous fund from the Silicon Valley who invested early in companies like Google, Facebook, Airbnb, Stripe, Paypal and much more... 👨‍👩‍👧‍👦 Grow from 7 cofounders to 1000 happy Pennylaners : we’re now recognized as one of the greatest places to work in France (and also remotely), with a 4.6/5 rating on Glassdoor . 🌍 Build an international environment with more than 25 nationalities, with a strong remote-friendly culture, where 30% of the employees are already working from all parts of Europe 🤝 Earn the trust of thousands of customers and accounting firms and obtain outstanding ratings 🚀 Already more than 1 300,000 small and medium-sized enterprises (SMEs) and over 6000 accounting firms use Pennylane in France! Why is this role important for Pennylane? Pennylane is building Pennylane Financial Services (PFS), a newly created regulated subsidiary applying for ACPR authorisations as a payment institution and a financing company. From day one of licensing, PFS must be able to operate in full regulatory compliance - not only through policies, but through reliable execution: clear ownership, predictable reporting routines, auditable evidence, and effective coordination across Operations, Finance/Accounting and Compliance & Risk. This role is critical to organise and run that regulatory function, with the ambition to progressively consolidate regulatory reporting ownership within PFS. How will you contribute to the project? You will help build and operate the regulatory office of Pennylane Financial Services, working across Compliance & Risk, Finance, Legal, Operations and Technology. Your initial priority will be to turn PFS’s regulatory requirements into a reliable operating framework: a complete obligations inventory, clear ownership, an integrated regulatory calendar, and effective controls over regulatory reporting and evidence. In practice, you will: • maintain the authoritative inventory of PFS’s regulatory obligations; • coordinate the regulatory-reporting portfolio and directly produce selected returns; • establish clear responsibilities, reporting controls and escalation paths across contributing functions; • support supervisory responses and commitment tracking from day one; • coordinate regulatory change with Compliance, Legal and the relevant subject-matter owners; and • support regulatory governance through clear reporting, decision tracking and follow-through. You will not replace the specialist accountability of Finance, the MLRO, Legal, Risk or Operations. Your role will be to make their contributions converge into a controlled, timely and inspection-ready regulatory process. As PFS grows, you will help shape and evolve its regulatory operating model and governance arrangements. What will your day-to-day responsibilities be? • Maintain the regulatory-obligations inventory: keep a complete and cu