Future Opportunities - Engineering Leadership (Staff/Principal)

Join us to build a more rewarding financial future for all Canadians At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada. - #1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025 https://www.newswire.ca/news-releases/neo-financial-achieves-first-ever-three-peat-win-as-number-one-on-deloitte-s-technology-fast-50-list-889692540.html — the first company ever to achieve a three-peat at the top! - #1 Fastest Growing Company in Canada for 2024 by Globe & Mail https://www.businesswire.com/news/home/20240927952651/en/Neo-Financial-Ranks-No.-1-on-The-Globe-and-Mail%E2%80%99s-2024-List-of-Canada%E2%80%99s-Top-Growing-Companies - Top-ranked mobile apps and credit cards - Team of 500+ people - 1M+ customers - 10K+ retail partners This posting is intentionally ongoing. It is not a single open role with a start date attached. As Neo's engineering organization grows, we keep a pipeline of people we'd want on the team and reach out when a current or emerging opportunity fits. Neo is rebuilding financial services infrastructure from scratch. We've shipped a full-stack banking platform (credit cards, savings accounts, mortgages, personal loans, cash back rewards) at a pace most financial institutions can't match in a decade. The engineering team is why. We're adding Staff and Principal Engineers who are elite individual contributors and want to own a meaningful piece of what we're building. This isn't a role for people who want to stay comfortable. It's for people who want to operate at the edge of their capability and build something that matters. What we're looking for - You ship and own systems end to end (architecture, implementation, testing, production stability) and you take that ownership seriously across the full surface area, not just the parts that interest you. You're the kind of engineer who shapes how a system is built, not just someone who contributes to it. - You treat AI tooling as essential, not experimental. You're moving toward, or already at, a place where you're deploying meaningful improvements every day by combining strong fundamentals with aggressive use of modern tooling. - Quality and coverage are built into how you work. You write automated tests as a matter of course, own your production systems, and handle on-call as a natural extension of ownership not something you hand off. - You elevate the team around you. Your code reviews catch architectural flaws, security risks, and edge cases, and they teach the authors. You pair deliberately. You document architecture. You surface missing requirements and edge cases before they become incidents, and you make day-to-day decisions autonomously to keep things moving. The work Neo's platform handles real financial transactions for real customers across banking, credit, lending, and rewards. The engineering problems span distributed systems, real-time data, payments infrastructure, fraud, and compliance. They don't get easier as we scale. We build on modern cloud infrastructure with a micro-services architecture. Teams move fast and own their domains end to end, from system design through deployment and on-call. There are no handoff cultures here. What raises your profile with us You've built and scaled systems that handle meaningful transaction volume or data throughput. You've worked in financial services, payments, or another regulated industry where correctness isn't optional. You've had primary technical ownership of systems that matter