Senior Associate

Senior Associate The Credit and Financial Risk Management (CFRM) Risk Office is seeking a highly motivated Sr. Associate ready to apply their critical thinking, analytical, risk, communication, and process management skills. In this role, you will contribute to CFRM’s overarching risk management strategy by providing counsel, thought leadership, and driving execution across risk assessments, audits, reporting, issue management, control optimization, and process efficiency initiatives. You will also be responsible for identifying, tracking, and reporting on trends for issues related to CFRM’s governance and oversight processes. As a key partner, you will work with various leaders across CFRM and the Business Units. Through your work, you will gain a broad understanding of how Capital One manages model, data, and technology risks. You will also gain deeper knowledge in specific areas of CFRM risk management focus, including credit risk, market and liquidity risk, and model risk.  At the same time, you will exercise your skills in analytic rigor, problem solving, and strategic thinking. Our ideal candidate will be a self motivated risk professional with excellent analytical, organizational, and communication skills.  Our ideal candidate will be a proactive and self-motivated risk professional with excellent analytical, organizational, and communication skills. Responsibilities: • Understand CFRM’s strategy and contribute to its evolution over time; understand how CFRM executes its responsibilities and help CFRM effectively communicate those activities; • Assist in managing engagements, including internal audits (from the side of the Auditee) impacting CFRM; • Assist in facilitating risk assessments and related activities (Critical Business Process Identification, Process Level Assessments, Risk and Control Self-Assessments, Control Testing, etc.), providing counsel, advice, challenge, and driving outcomes; • Provide thought leadership and guidance to business partners on implementing control enhancements to elevate risk controls; • Build an understanding of the changing regulatory environment, analyze business environment trends, and evaluate their impacts to overall Risk Management within CFRM; • Leverage industry benchmarking, AI-powered tools, and best practices to automate workflows and drive continuous process improvements across Business as Usual (BAU) operations; • Analyze data to proactively identify risks, trends, and process management improvements; • Oversee issue management by monitoring issue remediation, tracking, and closure across CFRM governance processes; • Effectively collaborate with CFRM Risk Advisors, business stakeholders, and other risk management professionals across all three lines of defense (e.g., Business Risk Office Partners; Audit; Enterprise Risk Management (ERM)) through various risk programs and engagements; • Assist in execution of special projects and engagements in collaboration with the overall Risk Management Team and Leadership. Desired Skills: • Understanding of banking activities and the three lines of defense framework • Proactive self-starter who anticipates what is coming next to drive both Business As Usual execution and continuous improvements • Critical and analytical thinker with an aptitude for synthesizing complex issues into a clear and concise summary • Strong process management and organizational skills with keen attention to detail • Highly motivated and results-oriented • Experience using AI-powered tools or automation to drive process efficiencies • Effective verbal and written communication skills, including the ability to prepare clear presentation materials and provide counsel to business partners • Independent problem-solver with the ability to navigat