Head of Finance

About BJAK The original mission of BJAK is we believe people deserve smarter ways to plan, save and grow their money. This is the origin of our name.   Started in 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, its the leading insurance platform in Southeast Asia.   Today, we are expanding ways to help people in the region — this includes spending, saving, investing, exchanging, travelling, and more. Our mission is help people get more from their money every day.   We have teams working around the world, with over 20 nationalities from our offices and remotely, who truly enjoys their work. We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few. Key Responsibilities: • Financial Strategy & Business Partnership • Partner with the CEO and executive leadership team to develop and execute financial strategies aligned with the company's business objectives and long-term growth plans. • Provide commercial insights and strategic recommendations on business initiatives, investments, market expansion, and new growth opportunities. • Evaluate business performance, identify key growth drivers, and challenge business owners to improve efficiency and deliver against targets. • Bridge business opportunities with product development by assessing commercial viability, technology capabilities, and regulatory considerations. • Support the development and execution of new business opportunities, from initial evaluation and success metrics to operational implementation. • Financial Planning, Budgeting & Performance Management • Lead annual budgeting, financial forecasting, operating plans, and cost allocation exercises across the business. • Establish and monitor key financial and operational KPIs to track business performance, identify risks, and drive accountability. • Deliver timely monthly and quarterly financial performance reports, including revenue, expenses, profitability, and detailed analysis of key business drivers. • Develop financial models and scenario analyses to support strategic planning, capital allocation, and investment decisions. • Assess major business proposals and initiatives to ensure company resources are allocated effectively and in line with strategic priorities. • Keep leadership informed of performance against targets, recommending corrective actions where necessary. • Financial Reporting, Governance & Compliance • Oversee financial reporting, accounting operations, and the integrity and accuracy of financial transactions and records. • Establish, maintain, and continuously improve financial policies, procedures, internal controls, and governance frameworks. • Ensure compliance with applicable accounting standards, tax requirements, statutory obligations, and regulatory reporting requirements across relevant entities. • Oversee accounting separation, entity-level financial reporting, and other reports required by regulatory bodies. • Manage cash flow, financial risk, and financial controls to maintain sound financial discipline as the business scales. • Coordinate internal and external audits, ensuring audit readiness and timely resolution of findings. • Team Leadership & Operational Excellence • Build, lead, and mentor a lean, high-performing finance team with a strong focus on accountability, ownership, and continuous improvement. • Oversee day-to-day finance operations while ensuring the team delivers accurate, timely, and reliable financial in