Financial Controller

At xpate, accurate financial reporting helps a fast-moving international payments business make good decisions and grow with confidence. As Financial Controller, you’ll review financial performance across xpate’s group entities and support planning, reporting, audits, regulatory submissions and quarterly consolidation. You’ll also help make finance more efficient by using AI thoughtfully to improve routine processes and reporting.]]> Review monthly performance • Review monthly results for each group entity and make sure the numbers are accurate and complete. • Compare results with budget, forecast, and prior periods, explaining significant movements. • Flag unusual transactions, potential misstatements, and emerging trends to management. Support planning and reporting • Help prepare annual budgets and periodic forecasts for group entities. • Track actual performance against budget and forecast, and support reforecasting. • Prepare entity trial balances, supporting schedules, and other information for quarterly group consolidation. • Turn financial data into clear analysis and reports for decision-making. Support audits • Help coordinate external audits across group entities. • Prepare audit schedules, reconciliations, and supporting documents. • Respond to auditor questions and coordinate requests with relevant teams. • Help put audit recommendations into practice and strengthen financial controls. Manage regulatory reporting • Prepare and submit monthly and quarterly regulatory reports on time. • Reconcile reported figures to the underlying accounting records. • Keep up with changes to reporting requirements and update processes as needed. • Help prepare responses to regulatory enquiries. Reconcile intercompany balances • Reconcile balances between group entities each month, investigating and resolving differences promptly. • Work with entity accounting teams to agree balances and keep transaction records consistent. • Prepare intercompany confirmations for consolidation and audit. Improve how finance works • Help complete month-end and quarter-end close accurately and on time. • Use AI tools to identify opportunities to automate routine work and improve the speed and quality of reporting. Apply sound judgement and review AI-generated output carefully. • Improve financial controls, processes, and documentation. ]]> Experience and education • A bachelor’s degree in accounting, finance, economics, or a related field. • Two to three years of professional experience in audit or advisory at a Big Four accounting firm. • Experience with multi-entity groups, intercompany reconciliations, or consolidation is a plus. Technical skills • Hands-on experience using AI tools for reconciliations, data analysis, and reporting, with the judgement to review their output critically. • A sound understanding of International Financial Reporting Standards (IFRS). • Advanced Excel skills, including pivot tables, lookup functions, and reconciliation analysis. How you work • You’re analytical, detail-oriented, and comfortable managing several entities and competing deadlines. • You communicate clearly and work well with teams across different jurisdictions. • You take initiative, spot issues, and follow through to resolve them. • You’re professionally fluent in English. Additional languages relevant to xpate’s markets are an advantage. Nice to have • An ACCA qualification, completed or in progress. • Experience in fintech, payments, banking, or another regulated financial services environment. • Knowledge of regulatory frameworks for electronic money or payment institutions. • Experience with consolidation software or finance process automation. ]]> You’ll take ownership of financial reporting, reconciliati