Financial Services Disputes Lawyer - Senior Associate

Nottingham Trent House (95002), United Kingdom, Nottingham, Nottinghamshire Financial Services Disputes Lawyer - Senior Associate Job Title: Financial Services Disputes Lawyer - Senior Associate Location: Nottingham - Hybrid Working Pattern: 3 days in-office (Tuesday-Thursday) and 2 days remote . Our Mission We’re on a mission to be a force for good in lending. Throughout our almost 30-year history, we’ve consistently been recognised as a great place to work; in 2026, Capital One was officially ranked 9th in the UK’s Best Workplaces™ list. Hear from our team about what it’s like working at Capital One UK. About the Role As a Financial Services Disputes Lawyer, you will be responsible for leading the litigation strategy and managing a portfolio of consumer claims for Capital One. This portfolio mainly consists of residual PPI claims alongside a small number of other consumer claims. The role requires a highly strategic approach to handling litigation, including dealing with any threatened or issued group litigation and addressing any commercial disputes. Regular horizon scanning and preparing comprehensive reports for senior stakeholders on litigation trends will be essential parts of your remit to ensure the business is well prepared for emerging litigation risks. As well as engaging with any consultations which could impact the litigation landscape.  In addition to direct litigation management, you will play a critical advisory role for key first line operational functions. You will provide second-line support for section 75 Consumer Credit Act 1974 claims and disputed transactions, you will also be responsible for building and executing a merchant recovery strategy for s.75 claims. You will also provide second-line strategic support complaints, involving direct engagement with Claimant Firms and advising on complex and high-profile complaints. What you’ll do • Lead Litigation & Strategy: Manage a portfolio of consumer claims (primarily residual PPI and other ad-hoc claims), setting the overarching litigation strategies and proactive approaches to handle volumes and manage cases through to trial. • Group Litigation & Commercial Disputes: Handle any threatened or issued group litigation effectively and efficiently, engaging and instructing external counsel on these claims where appropriate.  • Commercial Contract Disputes: Engaging with our contracts team where any commercial disputes arise, guiding them through any informal dispute resolution as well as dealing with any issued claims that may arise.  • s.75 & Disputed Transactions: Provide robust second-line support for the s.75 team and disputed transactions, including building and executing a merchant recovery strategy for s.75 claims. • Complaints Strategy: Provide second-line support on the complaints strategy, including direct engagement with Claimant Firms and advising on complex, high-profile complaints. • Reporting & Horizon Scanning: Conduct continuous horizon scanning to monitor key legal developments and litigation trends. Prepare reports and strategic updates for senior management. • External Engagement: Manage external parties, including law firms and external counsel, to drive favourable outcomes. • Caseload Management: Ensure compliance with court timetables, draft complex court documents, and conduct settlement negotiations. • Team Contribution: Mentor junior team members and contribute to an engaging, inclusive, and high-performing team environment. The skills and experience you need • A qualified lawyer/solicitor with significant experience handling a caseload of consumer credit litigated claims and commercial disputes in private practice or an in-house legal team. • Demonstrable experience dealing with s.75 claims, disputed transactions, and