Payments and Reconciliations Intern (f/m/d)

At Upvest, we are on a mission to make investing as easy as spending money. Upvest empowers businesses to offer a wide range of investment products and the best experience in the field of capital market investment and retirement planning. Upvest’s Investment API is easy to integrate so that fintechs and financial institutions can save resources and fully focus on their core business. We are proud to partner with Europe’s leading Fintechs and financial institutions such as DKB, Revolut, N26 and Raisin. Founded in 2017 by Martin Kassing, Upvest now brings together over 270 talented professionals from more than 70 nationalities. Upvest is backed by €280M in total funding from world-class investors, including BlackRock, Tencent, Sapphire Ventures, and Bessemer Venture Partners, Earlybird, Notion Capital, and Motive . Our latest €105M funding round in March 2026 - led by Sapphire and Tencent - serves as a massive catalyst for our growth, allowing us to offer premier investment experience. About the role We have an exciting opportunity within our Operations team for an intern who would be interested in learning our Payments and Reconciliations processes. It is a fast paced environment and you are guaranteed to learn a lot from our motivated team of experts who value innovation, excellence, and shared growth in a results-driven environment. In this role, you will support the team in ensuring seamless delivery of day-to-day BAU tasks. What you’ll do: • Timely processing and reconciliation of all inbound and outbound payments and treasury processes, ensuring accuracy and efficiency • Monitoring customer payments and all related transactions to support smooth and reliable cash flows • Preparing cash & securities reconciliation reports • Investigating and resolving any discrepancies between internal cash records and external statements • Proper monitoring of the operations bank accounts ensuring that balances are supported at all times. • Providing support for customer queries, audit processes, and ensuring smooth communication with banking partners What you bring: • Bachelor’s degree in Business Administration, Finance, Economics, or a related field is preferred • Strong investigative and analytical skills; ability to identify errors • Fluent in English - both written and verbal. German is a strong advantage • Exceptional ability to communicate and foster positive business relationships with both internal and external stakeholders • Ability to work under pressure and meet deadlines • Ability to handle high-pressure situations and meet deadlines • Experience in data analysis and process automation using data visualization tools, SQL, Python, or similar is a plus How we Upvest in you: • Impact-driven work: We’re building the infrastructure that will power the future of investing in Europe. It’s complex, ambitious, and meaningful. You’ll work with modern technologies and create something entirely new. No legacy systems, no limits. • Team celebrations: Participate in company-wide events, such as UpFest, dinners, offsites and our Holiday party, to connect with colleagues and celebrate our achievements. • Inclusion: We’re committed to a culture where everyone belongs and thrives. Our Employee Resources Groups foster inclusion and connection, like Upfem for our female Upvengers, or UpVergent supporting neurodivergent Upvengers and allies. Our Values: • Make it easy for others. We simplify the complex and act with the best intentions. • Own the outcome. We are proactive, fast and confident to get the job done, valuing progress over perfection. • Rise to the challenge. We aim high and push the boundaries. We stay curious, learn and celebrate our wins together. • Tell the story. We start with the Why to align on purpose. We a