Junior Legal Counsel

About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: • One of the UK’s most exciting unicorns with a team of over 800 people • Among the fastest-growing tech companies in the UK • Profitable since 2017 • Backed by top investors including Balderton Capital and Goldman Sachs • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to • Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 • Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions • Build the best technology in-house : we use new data sources, machine learning and AI to make machines do the heavy lifting About the role You'll join a small but ambitious Legal team with a broad remit , working with every part of the business — from Product and Engineering to Credit Risk, Marketing and People. Lendable is an FCA-regulated lender operating in the UK, US and Mexico, so you'll get early exposure to regulated products and new markets. As Lendable grows, this role is focused on commercial contracts, product and corporate work . You'll own matters end to end, explain legal issues clearly to non-lawyers, and weigh the legal position against what the business is trying to achieve. What you'll be doing • Draft, review and negotiate a wide range of commercial agreements. You'll lead on supplier and customer contracts, engagement letters and NDAs, and support on partnership and other strategic contracts as you build towards leading them • Manage our contract review process , including triaging incoming requests, providing templates and reviews, and managing the e-signature process (for example DocuSign) through to completion • Respond to day-to-day legal queries from the business and our counterparties • Drive process and knowledge management by building and maintaining document repositories, administering our contract management and AI tooling and helping us develop processes to support contract review and negotiation • Support on intellectual property matters and litigious matters as they arise • Take on company secretarial and governance work • Support corporate and transactional work , including KYC / due diligence requests and diligence reviews on corporate projects • Work closely with the rest of the Legal team to deliver timely, first-class legal support How you’ll make an impact • You'll help drive the business forward by taking the initiative and embracing work beyond your comfort zone • You'll get to grips with new markets and financial products, bringing energy and curiosity to each new challenge What we're looking for • NQ - 2PQE , qualified in England & Wales, or in another common law jurisdiction with relevant UK experience • Excellent communication and relationship-building skills, including explaining legal issues to non-lawyers • Strong organisation: you can run multiple matters at once and prioritise them independently • Comfortable with pace and change, and keen to take ownership of a broad remit rather than a narrow specialism Life at Lendable • W