Analytics Consultant

We are hiring an Analytics Consultant to build advanced credit risk models and deliver data-driven solutions for financial services clients. In this role, you will leverage machine learning, bureau and alternative data, and risk analytics expertise to drive underwriting, decisioning, and portfolio management strategies. • Delivering high quality analytical and value-added services for clients while adhering to timelines • Build next in class risk Models for our Clients leveraging bureau and alternate data • Provide subject matter expertise on acquisition and limit assignment strategies • You'll play an integral role to Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution • You will have the opportunity to use analysis and customer insights to develop value propositions for customers • Delivering high quality analytical and value-added services for clients while adhering to timelines • Build next in class risk Models for our Clients leveraging bureau and alternate data • Provide subject matter expertise on acquisition and limit assignment strategies • You'll play an integral role to Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution • You will have the opportunity to use analysis and customer insights to develop value propositions for customers • 8+ years of experience in credit risk modelling across customer life cycle • Domain expertise includes MSME lending, with understanding of MSME underwriting, credit assessment, risk segmentation, bureau-based lending, alternate-data-based lending, and portfolio risk management. • Understanding of machine learning techniques and algorithms, such as Gradient Boost, KNN. • Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Decision Tree • Experience working on large datasets using Modern languages like Python • Good understanding and hands-on experience of statistical modelling/data analysis tools (SAS, Python) and techniques • Good applied statistics skills, such as distributions, statistical testing, regression etc. • Experience in decisioning and portfolio management within banking and financial services will be an added advantage. • Understanding of credit bureau would be an added advantage • Extensive experience of managing large projects • Experience working in a financial services environment or Modelling department of International Banks • Interpret technical features into commercial benefits Our uniqueness is that we celebrate yours. Experian's people first, inclusive and purpose driven culture is multi award-winning; World's Best Workplaces™ 2025 (Fortune Global Top 25), Great Place To Work™ in 26 countries to name a few. Check out Experian Life on social or explore our Careers Site to understand why. Experian is also proud to be an Equal Opportunity and Affirmative Action employer. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Benefits: • Great compensation package and discretionary bonus plan • Core benefits include pension, health Insurance and term life Insurance, Sharesave scheme and more! • 25 days annual leave with 13 bank holidays and 3 volunteering days. You can also purchase additional annual leave. • You will report to Senior Analytics Consultant. • Role Location: Mumbai • Experian is an equal opportunities employer   Recruitment Fraud Awareness - Experian's recruitment process is conducted only through authorised channels. Recruitment communications will only be sent from an @ experian.com email address. Experian will never ask