Complaints Audit Manager - Fluent German

About the Role We are seeking an analytical, regulatory-minded Complaints Compliance & Prevention Manager to join our Complaints Management & Prevention team • Do you have hands-on leadership experience with regulatory remediation, audit governance, and internal control frameworks in the German banking space? • Do you love solving complex operational challenges using preventive Root Cause Analysis (RCA) to eliminate systematic product defects and process bottlenecks? • Do you enjoy complex project management and aligning cross-functional teams—acting as the strategic bridge between Product, Tech, Legal, and 2LoD/3LoD control functions Here, you will have the unique opportunity to work at one of Europe’s most exciting Fintechs and directly safeguard our growth and operational integrity. You will own the end-to-end delivery of our regulatory remediation roadmap, establishing robust, BaFin-compliant preventive control frameworks (MaBeschwer, MaComp, MaRisk, KWG) and maintaining Written Orders (SfO) across all active markets. Reporting directly to the head of the department, you will have the unique opportunity to lead high-visibility regulatory initiatives, managing Test of Design (ToD) and Test of Effectiveness (ToE) milestones while driving operational strategy, scaling data quality, and guiding cross-functional teams. What You Will Do • Regulatory Remediation & Governance: Lead the end-to-end delivery of the regulatory remediation roadmap, managing Test of Design (ToD) and Test of Effectiveness (ToE) milestones in alignment with BaFin MaBeschwer, MaComp, MaRisk, and general KWG expectations. • Preventive Framework & RCA: Build, govern, and scale the preventive RCA framework (MaBeschwer Tz. 18), establishing risk-based selection triggers beyond volume (e.g., PSD2, WpHG, financial loss, reputational risk) to eliminate systematic product and process defects. • Written Order (SfO) Ownership: Maintain, update, and own CMP’s Written Orders, procedures, and work instructions for structural compliance, process consistency, and cross-market operational alignment. • Control Function & Stakeholder Interface: Serve as the primary operational contact for 2LoD (Compliance, Risk Management), 3LoD (Internal Audit), and external regulatory stakeholders. • Team Leadership & Performance: Direct and mentor L3 Associate/Specialist team members in the matrix structure and cross-functional alignment with Product, Tech (PTX), Legal, and CS. What You Will Bring • Minimal requirements: • 5+ years of proven experience in compliance controls, internal audit, assurance or governance in the German finance space. • Full working proficiency in German and English language. • Background & Experience: Professional experience in banking operations, regulatory compliance, or audit remediation, with at least 2+ years leading people or major workstreams within complaint management or dispute resolution in a regulated financial institution. • Regulatory Expertise: Deep knowledge of European and German banking regulations, including BaFin Circular 06/2018 (MaBeschwer), MaComp BT 12, MaRisk AT 4.3.4 / AT 7.1, KWG organizational requirements, and PSD2 Article 101. • Project & Risk Leadership: Proven track record of executing complex regulatory remediations, implementing internal control systems (ICS), and managing cross-functional projects. • Senior Management Exposure: Experience in communicating with senior stakeholders, addressing their requests, and comfortable interacting across all levels of the organization. • Data & Technical Literacy: Understanding of the cases processing technology, customer interfaces, and ticketing platform, as well as operation indicators. What’s in it for you: • Accelerate your career growth by joining one of Europe’s m