Senior Compliance Manager - Regulatory Risk

We are looking for an experienced Senior Compliance Manager to join our Compliance & Conduct team, providing independent second-line oversight of Regulatory Compliance Risk across the Group. Reporting to the Director of Compliance & Conduct, this is a senior role with broad exposure across the business, responsible for overseeing regulatory change, maintaining compliance frameworks and policies, challenging the management of regulatory risks and providing pragmatic regulatory advice. Working closely with stakeholders across the Group, you will play an important role in strengthening regulatory governance, driving improvements to the control environment and promoting a strong culture of regulatory compliance and accountability. Support the Director of Compliance & Conduct to deliver their Compliance and Conduct Risk responsibilities through:  Key Responsibilities • Regulatory Awareness & Change: Manage the Group’s regulatory horizon scanning process, with support from colleagues across the Compliance & Conduct team, ensuring relevant regulatory developments are identified, communicated and assigned to appropriate business owners. Oversee and challenge first-line impact assessments and implementation of material regulatory-driven change and regulatory-impacting change, ensuring clear business ownership and accountability and escalating where actions are insufficient, unclear or delayed.  • Policy: Own and maintain the Regulatory Compliance Risk Framework, relevant policies and supporting standards, ensuring they remain aligned to applicable regulatory requirements and the Group Risk Management Framework. Oversee adherence to requirements and provide effective second-line challenge where gaps, exceptions or inconsistencies are identified.  • Risk Management:  Provide independent second-line oversight of Conduct Risk in accordance with the Group Risk Management Framework, including oversight of risk identification, assessment, monitoring, controls and remediation. Aggregate and challenge material risks, issues and control weaknesses, identifying cross-business themes and escalating where risks are not being appropriately managed. Provide clear and insightful Conduct Risk reporting to relevant governance forums, drawing on conduct events, complaints, customer outcomes and other relevant data to identify material risks, trends, root causes, systemic issues and areas requiring management attention.  • Advice and Training: Provide clear, pragmatic regulatory advice and guidance to the business, supporting appropriate interpretation and application of regulatory requirements while reinforcing first-line accountability. Oversee regulatory awareness activity and the management of relevant regulatory permissions, ensuring material changes or concerns are appropriately identified and escalated.  • Regulatory Governance:  Provide clear and insightful Regulatory Compliance reporting to relevant governance forums, highlighting material risks, breaches, regulatory developments, trends and areas requiring management attention. Analyse regulatory issues and themes to support effective root cause identification, inform Group change programmes and drive proportionate improvements to business practices and the control environment.  • Culture:  Fostering an effective Compliance and Conduct culture across the Group.   • Knowledge: Strong understanding of the financial services regulatory environment, including applicable FCA requirements, regulatory change processes, permissions and Regulatory Compliance Risk. Good understanding of risk management frameworks and how regulatory obligations should be embedded into business processes, controls and decision-making.  • Capability: Strong analytical and judgement skills, with the ability to interpret r