Associate Director, Financial Sponsors, Portfolio Management

To contribute in developing, building and managing Structured Finance (“SF”) lending activity for Shawbrook and achieve targeted levels of profitability, return on capital, and APE Growth. To work alongside Directors taking a lead role in the management of in-life credit processes ensuring high levels of credit quality is maintained alongside operating to high standards of risk management generally across SF including operational and reputational as well as credit. Responsible for managing existing clients, portfolio monitoring, risk reporting and analysis, stress testing, and analysis of transactions, portfolio risk management and providing support on new initiatives of the team. Key Responsibilities To lead on all aspects of the in-life management of the Financial Sponsors portfolio. You will be required to work collaboratively as part of a team, to ensure all client relationships are managed in accordance with the principles of the SF business model, procedures and best practice. Deal Execution To lead the the end-to-end credit process including but not limited to: i) preparation of credit submissions; ii) presenting transactions to credit committee; iii) negotiating with clients and sponsors; and iv) preparation of legal documentation. Candidates contribution would span across all areas of the credit spectrum including but not limited to facility amendments (e.g. facility increases), covenant waivers / resets and in-life M&A activity. Portfolio Monitoring / Servicing / Reporting Post new deal execution, the candidate will be required to actively support in the management of ongoing exposures across a variety of Financial Sponsor Clients. Management of credit stewardship are key parts of this role and include: • Diligently monitoring the performance of counterparties ensuring monitoring trackers and call reports are promptly updated post receipt of monthly MI. • Analysing complex financial information, including statutory accounts; management accounts (incorporating cash flow analysis), budgets and forecasts (including sensitivity analysis) and Financial Due Diligence reports. • Undertake covenant calculations and undertaking look forward modelling and using these, combined with overall financial analysis to identify concerning trends. • Undertaking credit grading analysis and completing pricing models to help ensure the correct balance of risk and reward is maintained across the portfolio. • Take ownership in the preparation of Annual Reviews / in-life Credit Requests. • To take a lead role in managing amendments, restructures, and facility enhancements; and to be alert for new business / expansion opportunities with existing customers. • To actively communicate and escalate potential risks in a prompt and effective manner, including EWIs and Watch triggers. • Ensure accuracy and integrity of data and records as well as detecting errors. • Consider market, macroeconomic and regulatory impacts on the portfolio and promptly flag any risks. • Participate in rolling out new strategic initiatives for Structured Finance, including compliance, regulatory and risk management oversight, and attend relevant industry event Client Management • To take a lead role in liaising with clients to deliver excellent customer service and added value. Attend client visits as required, drafting agendas and visit reports. Help to develop and maintain strong, multi-layered relationships with clients at operational and board level, maximizing client life and retention. Act as a key point of contact for clients and other internal departments. Stakeholder Management • To liaise effectively with the other parts of the Shawbrook Group who play their part in the Financial Sponsors output, including Operations, Credit, Finance and Corporate Ban