Jobs / United States / Ramp Business Corporation
Software Engineer, Credit
Ramp Business Corporation · 🇺🇸 New York, NY (HQ)
Sponsorship verdict
Sponsorship possible
One solid signal, not two — worth applying, and worth asking about sponsorship early.
- Employer is on a government sponsor recordThe US Department of Labor certified 53 H-1B/E-3 labor condition applications for this employer between Oct 2025 and Jun 2026 (latest Jun 2026) — the step every H-1B hire needs first. USCIS also records 2 H-1B approvals in FY2023. Source: LCA disclosure data (US Department of Labor (OFLC)).
- The posting doesn’t mention sponsorshipSilence isn’t a refusal — ask the recruiter before investing much time.
- No salary bar for this routeH-1B has no fixed salary bar: the employer must pay at least the prevailing wage for the role and area. Cap-subject employers enter a lottery weighted by wage level. Source: https://www.federalregister.gov/documents/2025/12/29/2025-23853/weighted-selection-process-for-registrants-and-petitioners-seeking-to-file-cap-subject-h-1b, rules effective 2026-02-27.
- What Ramp Business Corporation paid sponsored hires in similar roles28 certified filings for “Software Engineer, Backend L4” (Software Developers) in NY: $161k–$168k, median $168k. Most were filed at wage level II (86%) — 2 lottery entries, ≈31% projected selection odds for cap-subject employers. The pay stated here ($10,000 per year) is below what this employer usually pays sponsored hires for this role. Source: US Department of Labor LCA disclosure data (Oct 2025 – Jun 2026).
- Confirmed live todayWhen a source last listed this job as open.
US H-1B: cap-subject employers enter a lottery weighted by wage level — Level I gets 1 entry, Level IV gets 4 (DHS projected selection odds ≈15% at Level I to ≈61% at Level IV). Universities and non-profit research employers are cap-exempt. The $100,000 fee for new petitions from abroad is currently blocked by a court order (appeal pending).
A verdict summarises public evidence; it is not legal advice and never a guarantee — the employer and the immigration authority decide. Sign in to factor in where you can already work.
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Sponsor Radar — Ramp Business Corporation
The US Department of Labor certified 53 H-1B/E-3 labor condition applications for this employer between Oct 2025 and Jun 2026 (latest Jun 2026) — the step every H-1B hire needs first. USCIS also records 2 H-1B approvals in FY2023. Source: LCA disclosure data (US Department of Labor (OFLC)).
Past sponsorship or register membership never guarantees sponsorship for this vacancy or for you. Full Sponsor Radar for Ramp Business Corporation →
About the role
ABOUT RAMP Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome. The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same. If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it. ABOUT THE ROLE The Credit Engineering team builds the systems that enable Ramp to manage credit lifecycles for businesses end-to-end, from initial underwriting through ongoing portfolio strategy optimization. As an engineer on Credit, you’ll own systems that influence $100+ billion in annual payment volume through millions of decisions across our product stack in support of the most ambitious FinTech portfolio in the United States. We are looking for a backend engineer to own the technical roadmap for underwriting, limit management, portfolio optimization, and agentic workflows. You will build robust systems, automate complex operational tasks, and maintain the high-frequency controls that power all of Ramp’s products. If you are obsessed with correctness, excited by ambiguity, and passionate about problems at the intersection of distributed systems and financial strategy, this role is for you. WHAT YOU'LL DO - Architect scalable, stateful systems for automated limit management to optimize Ramp’s charge card portfolio. - Envision and build the next generation of agents and tools that automate manual credit decisions and increase operational efficiency. - Develop high-volume, low-latency risk controls to support Ramp’s expansion into new products, customer segments, and geographies. - Design and build real-time decisioning systems spanning the entirety of a business's credit lifecycle on Ramp. - Partner closely with analysts, data scientists, and product to translate risk strategies into reliable software. WHAT YOU NEED - 2+ years of backend engineering experience. - Proficiency in Python or a comparable backend language. - Experience working with distributed systems and async frameworks. - Proficiency with converting abstract business problems into robust data models and technical specs. - Experience building or operating systems with strict auditability, observability, and correctness guarantees. - High ownership mentality – you care deeply about the systems you build. - Ability to work closely with non-engineering partners (Risk Strategy, Ops, Sales) to create impact. NICE TO HAVES - Experience leveraging AI/LLMs for development or for internal workflows. - Interest in financial optimization problems. - Willingness to learn and move fast while holding the bar on correctness. - Defensive programming aptitude. - Experience using feature stores, rule engines, and ML platforms in production. BENEFITS AVAILABLE TO ALL FULL-TIME RAMP EMPLOYEES (GLOBAL) - Flexible PTO - Centralized home-office equipment ordering - Health and wellness stipend - Budget for intra-office travel - Weekly coffee stipend UNITED STATES - 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents - One Medical annual membership