Jobs / United States / Capital One Services LLC
Insurance Risk - Senior Associate
Capital One Services LLC · 🇺🇸 2 Locations
Sponsorship verdict
Posting rules out sponsorship
The posting rules out sponsorship or requires citizenship/clearance.
- Employer is on a government sponsor recordThe US Department of Labor certified 838 H-1B/E-3 labor condition applications for this employer between Oct 2025 and Jun 2026 (latest Jun 2026) — the step every H-1B hire needs first. USCIS also records 253 H-1B approvals in FY2023. Source: LCA disclosure data (US Department of Labor (OFLC)).
- The posting says it won’t sponsorIts own wording says sponsorship is unavailable.
- No salary bar for this routeH-1B has no fixed salary bar: the employer must pay at least the prevailing wage for the role and area. Cap-subject employers enter a lottery weighted by wage level. Source: https://www.federalregister.gov/documents/2025/12/29/2025-23853/weighted-selection-process-for-registrants-and-petitioners-seeking-to-file-cap-subject-h-1b, rules effective 2026-02-27.
- What Capital One Services LLC paid sponsored hires in similar roles56 certified filings for “Senior Associate, Data Science” (Data Scientists) in NY: $114k–$170k, median $138k. Most were filed at wage level II (54%) — 2 lottery entries, ≈31% projected selection odds for cap-subject employers. The pay stated here ($80,800 - $92,200) is below what this employer usually pays sponsored hires for this role. Source: US Department of Labor LCA disclosure data (Oct 2025 – Jun 2026).
- Last confirmed live 2 days agoWhen a source last listed this job as open.
US H-1B: cap-subject employers enter a lottery weighted by wage level — Level I gets 1 entry, Level IV gets 4 (DHS projected selection odds ≈15% at Level I to ≈61% at Level IV). Universities and non-profit research employers are cap-exempt. The $100,000 fee for new petitions from abroad is currently blocked by a court order (appeal pending).
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Why not apply?
The posting states sponsorship is unavailable. Applying is unlikely to lead anywhere if you need sponsorship.
SponsorApply flags time-wasters so your applications go where they can land. These come from the posting's own wording — read the original listing to confirm. See better-fit alternatives →
Sponsor Radar — Capital One Services LLC
The US Department of Labor certified 838 H-1B/E-3 labor condition applications for this employer between Oct 2025 and Jun 2026 (latest Jun 2026) — the step every H-1B hire needs first. USCIS also records 253 H-1B approvals in FY2023. Source: LCA disclosure data (US Department of Labor (OFLC)).
Past sponsorship or register membership never guarantees sponsorship for this vacancy or for you. Full Sponsor Radar for Capital One Services LLC →
About the role
Insurance Risk - Senior Associate Capital One’s Agency Finance Team is seeking an organized, proactive, and adaptable Insurance Operations - Senior Associate to join our team. This role is essential to managing core operational workflows, ensuring loan compliance, and maintaining seamless insurance coverage and escrow servicing across our commercial real estate portfolio. The ideal candidate brings foundational knowledge in commercial insurance or mortgage servicing, pairs strong critical thinking with acute attention to detail, and thrives in a collaborative environment where cross-training and flexibility are highly valued. Responsibilities: • Coverage Compliance & Maintenance: Collect and review insurance certificates and proof of payment to update servicing systems; identify coverage lapses, remediate cancellation notices, and escalate files for lender placement as needed. • Escrow & Financial Processing: Perform detailed escrow reviews to ensure accurate records reconcile with premiums paid, collect and process premium invoices and reimbursements, and coordinate with multiple internal stakeholders to process payments and confirm escrow accuracy. • Portfolio & Securitization Monitoring: Monitor securitization workflows and maintain accurate, up-to-date records across multiple internal and external software systems. • Stakeholder & Vendor Coordination: Maintain the group mailbox, communicate basic insurance requirements to borrowers and agents, and evaluate vendor escalations to determine appropriate next steps. • Audit Preparation: Compile, organize, and validate required documentation for internal and external audit reviews. • Process Improvement: Proactively identify opportunities to streamline workflows, increase internal controls, and improve departmental efficiency. Additional Responsibilities: • Analytical Rigor: The ability to assess risk beyond a basic checklist, understanding the "why" behind processes and workflow, to evaluate broader impacts. • Operational Flexibility: Flex to cover multiple positions within the group as operational demands shift, demonstrating a strong aptitude to learn new subject areas quickly. • Exceptional Communication: Strong professional correspondence skills and the ability to write technical justifications that are clear, persuasive, and concise. • Accountability: A proven track record of working independently, managing a high-volume, and meeting deadlines. Basic Qualifications: • High School Diploma, GED or equivalent certification • At least 2 years of Commercial Banking or Loan Operations experience Preferred Qualifications: • Bachelor’s Degree or Military Experience • 4+ years of Commercial Bank Operations, Loan Servicing, Risk, Compliance or Government Sponsored Entities (GSE) experience • 4+ years of experience working with Fannie Mae or Freddie Mac (GSE) Multifamily Loans At this time, Capital One will not sponsor a new applicant for employment authorization for this position. #CommOps The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Charlotte, NC: $80,800 - $92,200 for Sr. Agency Ops Associate McLean, VA: $88,800 - $101,300 for Sr. Agency Ops Associate Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the c