Senior Product Manager (R14156)

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About the role

Who We Are Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $22.7 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually. The Opportunity We’re looking for a Senior Product Manager to lead strategy and execution across Lending Originations, with a focus on improving the applicant experience, increasing new-loan conversion, and supporting the financial health of Oportun’s members. This is a senior individual contributor role for a strategic, hands-on product leader who can define product direction, establish objectives and key results, shape a multi-year roadmap, and lead cross-functional teams through complex lending challenges. You’ll work closely with Engineering, Design, Data, Risk, Fraud, Marketing, Operations, Legal, and Compliance to identify opportunities, align priorities, and deliver simple, responsible, and accessible lending experiences. At Oportun, we move fast and we hold each other to a high bar. If you care about doing your best work while actually moving the needle for real people, you'll fit right in. What You'll Do Your day-to-day • You’ll own product strategy and the multi-quarter roadmap for Lending Originations journeys and capabilities, contributing to the broader Originations vision. • You’ll establish objectives, key results, and performance metrics aligned with company priorities and member needs. • You’ll identify and prioritize opportunities to improve application completion, approval, funding, and new-loan conversion. • You’ll translate customer, business, risk, regulatory, and operational needs into clear product priorities and scalable solutions. • You’ll use research, experimentation, funnel analysis, and product data to understand applicant needs and improve the originations experience. • You’ll lead cross-functional teams across Engineering, Design, Data, Risk, Fraud, Marketing, Operations, Legal, and Compliance from discovery through launch, measurement, iteration, and scale. • You’ll balance near-term delivery with long-term platform scalability, reliability, and maintainability. • You’ll assess trade-offs across member experience, credit risk, fraud risk, operational efficiency, regulatory requirements, and financial performance. • You’ll communicate product priorities, decisions, risks, dependencies, and trade-offs clearly to executive leaders and partner teams. • You’ll partner closely with Legal, Compliance, Risk, and Fraud to ensure products meet applicable requirements while supporting growth and responsible lending. • You’ll bring ideas for how we can do things better, proactively, not just when asked. • You’ll look for ways to use AI tools thoughtfully to accelerate product discovery, analysis, decision-making, and execution. Who You Are The right fit looks like this You’re a strategic and hands-on product leader who enjoys solving complex, ambiguous problems and turning them into clear priorities and measurable outcomes. You care deeply about creating simple customer experiences and know how to balance member needs with business, risk, regulatory, and operational considerations. You’re comfortable influencing without direct authority, working through competing priorities, and moving between high-level strategy and detailed execution. You communicate clearly, make thoughtful trade-offs, and keep teams focused on outcomes. What You Bring Skills & experience Required • 7+ year

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