US Money Laundering Reporting Officer (MLRO)

Location: East Coast US / Eastern Time Zone Preferred Schedule: Part-Time About the Role We are looking for an experienced Money Laundering Reporting Officer (MLRO) to lead our US compliance function. This is a senior role in which you will serve as the primary point of accountability for all anti-financial crime (AFC) obligations in the United States, acting as the principal contact for regulators and owning the end-to-end BSA/AML programme. You will bring deep expertise in crypto-asset regulation, a proven ability to build and maintain regulator relationships, and the operational rigour to manage audits, examinations, and cross-functional compliance initiatives in a fast-moving fintech environment. What You'll Do Regulatory Oversight & Reporting • Own all regulatory filings and reporting obligations, including SARs, CTRs, and other BSA-mandated reports submitted to FinCEN. • Serve as the primary liaison to US regulators and agencies including FinCEN, OFAC, the IRS, and relevant state financial services regulators. • Monitor and interpret developments in the US regulatory landscape, particularly BSA, FinCEN guidance, OFAC sanctions rules, and Travel Rule requirements and translate these into actionable compliance updates. Programme Management • Implement, and continuously improve the firm's BSA/AML and sanctions compliance programme, policies, and procedures. • Lead the management of independent audits and regulatory examinations, coordinating internal stakeholders and ensuring timely, accurate responses. • Support government and regulatory requests relating to assets held by the company, acting as the authoritative internal point of contact. Cross-Functional Leadership • Partner with Legal, Product, Operations, and Technology teams to embed compliance requirements into business processes and new product development. • Provide clear, practical, and commercially-aware compliance guidance to senior leadership and the Board. • Identify gaps and drive improvements in the firm's AFC controls, escalating material risks appropriately. What We're Looking For Experience & Qualifications • US citizen or US person with the right to hold a regulated compliance role. • Bachelor's degree or equivalent professional experience. • 5+ years in a compliance or regulatory managerial role at a fintech, financial institution, or regulatory body, including 3+ years with direct oversight of regulatory filings. • Demonstrated experience managing regulatory examinations and independent audits. • Strong working knowledge of the US regulatory environment as it applies to crypto assets, including BSA, FinCEN regulations, OFAC sanctions, and the Travel Rule. • Prior hands-on experience in the crypto or digital asset industry is essential. • CAMS, ICA, or equivalent recognised compliance certification required. Skills & Attributes • Subject matter expertise across AML, sanctions, fraud, and anti-bribery and corruption (ABC) frameworks. • Commercially astute — able to balance regulatory rigour with business pragmatism and translate complex obligations into workable solutions. • Confident communicator with the ability to influence senior stakeholders, present to leadership, and build trusted relationships with regulators. • Highly organised self-starter who takes ownership of projects from inception to completion and thrives in a fast-paced, high-growth environment. • Ability to manage competing priorities across multiple regulatory domains and jurisdictions. • Excellent written and spoken English. Must-Haves • Prior experience working within the crypto / digital asset industry. • Active CAMS, ICA, or equivalent compliance certification. • In-depth knowledge of the BSA Travel Rule and its operational requirements. • US citize