Senior Data Engineer

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: SoFi's Fraud Prevention Center of Excellence (CoE) is responsible for managing enterprise fraud threats across banking products and member-related activities. The Fraud Operations Analytics & Reporting team sits at the center of this mission — driving intelligence through data to improve operational efficiency, agent accountability, and fraud detection efficacy across all fraud product lines. We are looking for a Senior Data Engineer to build and scale the data infrastructure that powers the Fraud CoE. This role is the foundational engineering resource for the Fraud Operations Analytics team, responsible for consolidating data pipelines into governed, source-of-truth data marts and enabling the analytical work that drives operational decisions at the highest levels of the organization. Key Responsibilities Data Infrastructure & Pipeline Development • Design, build, and maintain scalable data pipelines that consolidate fraud operational data from multiple source systems into governed Snowflake data marts • Partner with Fraud Data Engineering and the TDM platform team on the foundational Fraud CoE data buildout, including summarized metric tables that standardize reporting across all fraud product lines Data Modeling & Warehouse Optimization • Model analytical data within Snowflake to support fraud operations reporting, agent performance scorecards, and fraud tagging quality monitoring • Build and maintain dbt models that structure data for easy consumption by analysts and Tableau reporting layers • Ensure query performance, data freshness, and reliability across all fraud data mart tables powering production dashboards and leadership reports Analytics Enablement • Partner closely with fraud analysts to understand data requirements and translate them into robust, reusable data structures • Develop and maintain summarized metric tables that lock reporting logic centrally, ensuring consistency across reporting Governance & Standards • Establish and enforce data engineering standards, documentation practices, and pipeline design patterns for the Fraud CoE • Ensure all data assets are properly documented, tested, and governed to support audit and compliance requirements • Serve as the data engineering subject matter expert in cross-functional discussions with Fraud Strategy, Fraud Platform, Risk Infrastructure, and Data Engineering partners What We're Looking For Required • 4+ years of data engineering experience with strong hands-on expertise in SQL, Python, and cloud data warehouse platforms • Proven experience building and maintaining production-grade data pipelines using modern data stack tools (dbt, Airflow, or equivalent) • Strong data modeling skills — experience designing analytical data structures optimized for reporting and self-service consumption • Ability to work closely with analytics and business stakeholders to translate requirements into scalable data solutions • Strong documentation habits and commitment to data quality, testing, and pipeline reliability • Exposure to dbt Cloud, Airflow/MWAA, or similar orchestration pla