ICG-Institutional Client Group PM Specialized Industries

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Job Description Institutional Client Group Senior Portfolio Manager - SPM Technology will oversee the underwriting and credit risk assessment of commercial loans within the Technology sector ensuring sound financial analysis, compliance with regulatory requirements, and alignment with the bank’s credit policies and risk appetite. This role requires strong leadership, industry knowledge, and the ability to collaborate with relationship managers, risk teams, and senior leadership to drive high-quality credit decisions.   Key Responsibilities • Lead and manage a team of underwriters focused on commercial loans in the technology space, providing guidance, mentorship, and performance oversight. • Assess and approve complex commercial loan applications. • Conduct in-depth financial analysis, including cash flow modeling, debt service coverage, and collateral valuation, to determine borrower creditworthiness. • Develop and refine underwriting standards specific to the technology Industry ensuring alignment with market trends and regulatory requirements. • Collaborate with relationship managers and credit approval officers to structure loans that meet client needs while protecting the bank’s interests. • Monitor portfolio performance, identifying trends, early warning signs, and risk mitigation strategies. • Ensure compliance with all regulatory guidelines, internal policies, and industry best practices. • Present credit decisions and recommendations to senior management and CRM. needed. • Stay informed on industry trends, including market conditions, regulatory changes, and economic factors affecting the technology sector.   ​Basic Qualifications -  Degree in finance, accounting or other related field or equivalent experience - 10 or more years of corporate/commercial lending experience - Three or more years of management experience Preferred Qualifications • Bachelor’s degree in Finance, Accounting, Business, or a related field (MBA or CFA preferred). • 10+ years of commercial loan underwriting experience, with at least 3 years in a leadership role. • Knowledge of the technology industry. • Strong credit analysis skills, including financial statement analysis, risk assessment, and structuring complex deals. • Experience working in a banking environment managing multi-million-dollar loan portfolios. • Deep understanding of banking regulations (OCC, FDIC, Basel III) and loan underwriting best practices. • Proven leadership skills with the ability to mentor and develop underwriting teams. • Excellent communication skills, with the ability to present credit decisions to executive If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our  disability accommodations for applicants . Benefits:   Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: • Healthcare (medical, dental, vision) • Basic term and optional term life insurance • Short-term and long-