Product Analyst, Risk Strategy

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description The CBB Risk Strategy Product Analyst will execute ongoing testing targeting complete populations to ensure compliance with applicable disclosures, internal policies and procedures, and other applicable federal, state and local laws and regulations, as assigned. Product Analysts identify gaps and parter across functional areas to inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds and/or escalates risks as appropriate to support the Deposits and Lending areas.   Position Highlights   • Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework • Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations • Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors • Identifies, responds and/or escalates risks as appropriate. Serves as a functional liaison between the Line of Business and the Lines of Defense   Basic Qualifications   • Bachelor's degree, or equivalent work experience • Typically more than three years of applicable experience   Preferred Skills and Experience   • Background or understanding of data analysis techniques to create end user reporting • Background in testing with a focus on identifying customer harm and familiarity with customer remediation processes • Strong attention to detail and ability to independently manage priorities • Intermediate knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business • Intermediate understanding of the business line’s operations, products/services, systems, and associated risks/controls • Thorough knowledge of Risk/Compliance/Audit competencies • Strong analytical, process facilitation and project management skills • Effective presentation, interpersonal, written and verbal communication skills • Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations • Applicable professional certifications Hybrid/flexible schedule   The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our  disability accommodations for applicants . Benefits:   Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: • Healthcare (medical, dental, vision) • Basic term and optional term life insurance • Short-term and long-term disability •