Jobs / United States / Carvana LLC
Senior Manager, Loan Forecasting and Finance Analytics
Carvana LLC · 🇺🇸 Tempe, AZ
Sponsorship verdict
Sponsorship possible
One solid signal, not two — worth applying, and worth asking about sponsorship early.
- Employer is on a government sponsor recordThe US Department of Labor certified 19 H-1B/E-3 labor condition applications for this employer between Oct 2025 and Jun 2026 (latest Jun 2026) — the step every H-1B hire needs first. USCIS also records 17 H-1B approvals in FY2023. Source: LCA disclosure data (US Department of Labor (OFLC)).
- The posting doesn’t mention sponsorshipSilence isn’t a refusal — ask the recruiter before investing much time.
- No salary bar for this routeH-1B has no fixed salary bar: the employer must pay at least the prevailing wage for the role and area. Cap-subject employers enter a lottery weighted by wage level. Source: https://www.federalregister.gov/documents/2025/12/29/2025-23853/weighted-selection-process-for-registrants-and-petitioners-seeking-to-file-cap-subject-h-1b, rules effective 2026-02-27.
- What Carvana LLC paid sponsored hires in similar roles6 certified filings for “Manager, Engineering” (Software Developers) in AZ: $106k–$160k, median $144k. Most were filed at wage level IV (75%) — 4 lottery entries, ≈61% projected selection odds for cap-subject employers. Source: US Department of Labor LCA disclosure data (Oct 2025 – Jun 2026).
- Confirmed live todayWhen a source last listed this job as open.
US H-1B: cap-subject employers enter a lottery weighted by wage level — Level I gets 1 entry, Level IV gets 4 (DHS projected selection odds ≈15% at Level I to ≈61% at Level IV). Universities and non-profit research employers are cap-exempt. The $100,000 fee for new petitions from abroad is currently blocked by a court order (appeal pending).
A verdict summarises public evidence; it is not legal advice and never a guarantee — the employer and the immigration authority decide. Sign in to factor in where you can already work.
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Sponsor Radar — Carvana LLC
The US Department of Labor certified 19 H-1B/E-3 labor condition applications for this employer between Oct 2025 and Jun 2026 (latest Jun 2026) — the step every H-1B hire needs first. USCIS also records 17 H-1B approvals in FY2023. Source: LCA disclosure data (US Department of Labor (OFLC)).
Past sponsorship or register membership never guarantees sponsorship for this vacancy or for you. Full Sponsor Radar for Carvana LLC →
About the role
About Carvana At Carvana, we’re changing the way people buy and sell cars. With an ambitious vision and a fundamentally different approach designed to be fun, fast, and fair, Carvana became the fastest-growing automotive retailer in history. We expanded nationally, went public on the New York Stock Exchange, sold our 1 millionth car, and reached the Fortune 500, all in just eight years. Today, with 4 million retail customers and counting, Carvana is both the fastest-growing and the most profitable public automotive retailer, and we’re just getting started. We continue to raise the bar for our customers as we tackle the enormous opportunity still ahead in the largest consumer vertical. Working here means being part of a team that embraces change, celebrates creative problem solving, and always strives to be better. At Carvana, you’ll have the opportunity to take on meaningful challenges, learn quickly, and help shape the future of automotive retail. If you’re driven to grow and make an impact as part of a collaborative team, you’ll fit right in. Learn more about what it’s like to work here from the people that already do . This is a fully on-site position, Monday through Friday, at our corporate HQ in Tempe, Arizona. About the team and position Carvana's Finance team manages Carvana’s lending business, which has grown to become one of the largest auto finance platforms in the United States, and which plays an integral role in supporting industry leading customer experience, growth, and profitability. We're looking for a driven and resourceful Senior Manager to lead a quantitative finance analytics team responsible for building and maintaining complex models, including credit loss and origination forecasting. finance analytics. You will own the models at the center of how Carvana plans and manages its lending business, including loan level cash flow forecasts, CECL reserving, loan origination plans, and unit economic models, among others.. You will work cross-functionally with Accounting, Credit, Capital Markets, and Carvana's servicing partners to strengthen forecast accuracy, support monthly and quarterly accounting processes, and identify risks and strategic opportunities across the business. The ideal candidate pairs hands-on loan level modeling and credit loss forecasting expertise with strong quantitative skills and the ability to present complex analysis to senior leaders. A background demonstrating ownership of high profile, cross-functional projects with a focus on creating and leveraging analytics insights is a strong fit. What you’ll be doing Loan level forecasting • Own and continuously improve Carvana's loan level forecast model, projecting cash flows, losses, prepayments, and recoveries across the portfolio. • Maintain and enhancethe loan level re-forecast model each cycle, reconcile forecast to actuals, and explain the key drivers of variance to Finance and business leadership. • Build and maintain the loan origination forecast in partnership with Credit, Capital Markets, and other stakeholders, aligning volume, mix, and pricing assumptions with the operating plan. CECL reserves • Own the CECL reserve calculation process, including methodology, assumptions, qualitative overlays, and documentation. • Produce the CECL reserve forecast across planning and stress scenarios, and partner with Accounting and external auditors during monthly and quarterly close. • Evaluate and recommend updates to reserve assumptions, including credit losses, prepayment rates, recovery rates, and macroeconomic inputs. • Lead model governance for the forecasting function, including controls, back testing, and audit support. Unit economics and finance analytics • Maintain and enhance systems for measuring holistic unit econo